In the hopes to streamline FHA risks associated with the Mutual Mortgage Insurance Fund (also known as MMI), HUD has put out three possible changes to the lending process in the hopes of making home ownership more "sustainable". Earlier in the year they proposed stepsto manage risk and boost reserves, now FHA is proposing to
We all have different reasons for buying a house. Some have to do with relocation, economics, familia status. Others just want to stop paying a landlord or catch the American dream of home ownership. But with the economy and housing market screeching to a halt the last two years, some buyers are worried that housing prices are
Many of the baby boomers that are retiring are looking to new construction homes or homes that can easily be modified to fit their aging needs. While many of the homes built around Minneapolis and St. Paul are perfect for those with families, their amenities fall short for those who need more lifestyle conscious homes.
I think one of the hardest things to hear when I speak to someone concerning real estate is that a couple has to sell due to divorce. Being married myself, I can't imagine getting to that point, but I have lived through it with my parents, and understand how much divorce upsets a family. It
Probably the thing I hate most to do is give a seller bad news about the value of their home. They call me to find out what there home is worth because they need to sell, having high expectations and the belief that THEY know the true value of their home. I am just being
I have to say that I love Minnesota for the variety of wildflowers that can be found in the woods and prairies that drape the Twin Cities landscape. My love of gardening had me venturing out a year or so ago and creating a garden blog called " the Minnesota Garden". I get
Throughout the Twin Cities, and especially in Minneapolis and Saint Paul which have the highest number of vacant homes, it is bound to happen that uninvited guests might take it upon themselves to utilize your vacant property. Those less fortunate souls, either out of a job or out of a home, decide it is ok
If you want to check out a beautiful cemetery, then visit the Lakewood Cemetery between Lake Calhoun and Lake Harriet in Minneapolis. It also has a lot of famous people buried there that helped put the Twin Cities on the map.
Well, I have spent the last half of 2009 figuring out what I was going to do with my Minneapolis blog that I have had for a few years. I was getting bored with it and wanted to do something different, so it took me some time to actually come up with a solution. About